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Quarterly Figures of comdirect group according to IFRS

 

Key figures 2017

  1st quarter 2nd quarter 3rd quarter 4th quarter8)
Customers, assets under control and key products
comdirect group*
31.03. 30.06. 30.09. 31.12.
Customers 3,133,372 3,266,711 3,305,301 3,337,580
Custody accounts 1,883,046 2,013,659 2,045,143 2,076,195
Total assets under control
(in €m)
80,027 84,880 87,605 91,373
of which: portfolio volume
(in €m)
61,028 63,924 66,088 69,118
of which: deposit volume
(in €m)
19,000 20,956 21,517 22,254
Business-to-customer (B2C) business line  
Customers 2,096,894 2,224,868 2,256,276 2,286,182
Custody accounts 1,022,954 1,148,588 1,173,385 1,202,203
Current accounts 1,377,881 1,394,200 1,415,574 1,430,877
Total assets under control
(in €m)
48,649 53,562 56,041 59,019
of which: portfolio volume
(in €m)
29,936 32,926 34,838 37,094
of which: deposit volume
(in €m)
18,713 20,637 21,204 21,924
Credit volume (in €m) 349 370 380 439
Business-to-business (B2B) business line  
Customers 1,036,478 1,041,843 1,049,025 1,051,398
Custody accounts 860,092 865,071 871,758 873,992
Total assets under control
(in €m)
31,378 31,318 31,564 32,354
of which: portfolio volume
(in €m)
31,092 30,998 31,251 32,024
of which: deposit volume
(in €m)
286 320 313 330
Orders and order volume Q1 Q2 Q3 Q4
Executed orders 6,637,211 6,754,061 7,203,768 8,956,501
of which: B2C 3,678,935 4,259,053 4,376,530 4,862,266
of which: B2B 2,958,276 2,495,008 2,827,238 4,094,235
Average order activity per custody account
(B2C, annualised)
14.5 15.7 15.1 16.4
Order volume per executed order (B2C, in €)1) 4,754 5,349 5,058 5,316
Earnings ratios Q1 Q2 Q3 Q4
Net commission income
(in €k)
59,148 61,050 61,579 70,151
Net interest income before provisions for posssible loan losses (in €k) 24,801 23,017 23,014 23,332
Administrative expenses
(in €k)
62,707 70,743 71,392 79,685
Pre-tax profit (in €k) 27,427 23,485 21,541 22,408
Net profit (in €k) 20,372 20,340 15,476 15,356
Earnings per share (in €) 0.14 0.15 0.11 0.11
Return on equity before tax (annualised, in %)2) 18.6 15.8 14.5 14.7
Return on equity after tax (annualised, in %)3) 13.8 13.7 10.4 10.1
Cost/income ratio (in %) 69.3 75.4 78.3 77.8
Balance sheet key figures 31.03. 30.06. 30.09. 31.12.
Balance sheet total (in €m) 19,792 21,732 22,275 23,032
Equity (in €m) 642 618 631 639
Equity ratio (in %)4) 3.0 2.7 2.7 2.7
Regulatory indicators under CRR/CRD IV5) 31.03. 30.06. 30.09. 31.12.
Risk weighted assets
(in €m)6)
951 912 913 994
Eligible amount for operational and other risks (in €m) 16 15 13 12
Core capital (in €m) 470 488 515 470
Own funds for solvency purposes (in €m) 470 488 515 470
Own funds ratio (in %)7) 40.9 44.6 47.8 40.9
Employees' figures 31.03. 30.06. 30.09. 31.12.
Employees 1,314 1,431 1,444 1,443
Employees full-time basis 1,179.6 1,284.2 1,297.0 1,295.4
 

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* B2C: comdirect bank AG incl. former onvista group; B2B: ebase GmbH; contributions of onvista as of closing (3 April 2017)
1) Excluding CFD trades
2) Pre-tax profit / average equity (excluding revaluation reserves) in the reporting period
3) After-tax profit / average equity (excluding revaluation reserves) in the reporting period
4) Equity (excluding revaluation reserves) / balance sheet total
5) These figures are calculated on the basis of internal calculations; publication is voluntary and based on national and European implementation rules and the figures are not reported to the Supervisory Authority. The figures are based on a supervisory scope of consolidation formed exclusivley for comparison purposes.
6) Risk weighted assets in accordance with Section 113 paragraph 6 CRR of the German Banking Act (KWG) (intragroup receivables are zero weighted)
7) Own funds for solvency purposes / (risk weighted assets + 12.5 x eligible amounts for operational and other risks)
8) All the figures are preliminary and have not been audited

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